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Church Tithes Continue to Decrease

Orginally published on Tuesday, October 24, 2006 at 1:00 PM
by Todd Rhoades

Church members continue to give less of their income to churches despite increases in membership, according to a study released today by Empty Tomb Inc. "The church as an investment in people's lifestyles is losing market share," said Sylvia Ronsvalle, co-author of the study, "The State of Church Giving Through 2004." Church members gave 2.56 percent of their income in 2004, down from 3.11 percent in 1968, according to the last study on data analyzed by Mrs. Ronsvalle and her husband, John L. Ronsvalle. Both figures are well shy of the biblical 10 percent tithe...

Church giving increased from 1998 to 2001, recovering to early 1970s levels before decreasing to the current average.

The study also found more than 85 percent of contributions to churches funded the general operations of the local congregation, while about 15 percent went toward “benevolence,” which was defined as for “the broader mission of the church, beyond the local congregation.”

“Both of these numbers raise the question, ‘Has the church lost its vision?’ “ Mrs. Ronsvalle said. “Is the church turning into a club, or does the church see itself as salt?”

Brian McAuliffe , chief financial officer and director of operations at Willow Creek Community Church, thinks increasing church attendance may cause per capita giving to decrease.

“A lot of times people who are new to churches don’t understand giving back to God,” he said, whose South Barrington, Ill. “It may take a couple of years before someone feels comfortable and says, ‘Yes, I really believe in this, and I want to give to support that.’ “

Mrs. Ronsvalle said giving began declining in the 1950s when poor Americans became a minority.

“When everyone was poor, you obviously gave. You knew that your kids were one step away from it,” she said. “When we all started getting comfortable in this world ... ministers found that people weren’t so excited hearing about the poor.”

The study estimates the cost of global evangelization—helping to stop global childhood death, providing primary education for all children worldwide and addressing poverty in the U.S.—would cost $15 billion annually, or 28 cents per American Christian per day.

“It’s a question of leadership,” Mrs. Ronsvalle said. “Who can galvanize people to say, ‘We don’t want to live in a world where people are dying?’ “

The Rev. Frank van Dalen, executive director of the General Synod of the Associate Reformed Presbyterian Church’s foreign missions board, said increasing funding for missions prompts giving to the local church to increase.

“The local budget is never harmed by giving to missions,” he said. “Giving starts to drop when you become focused only on your own needs.”

[from The Washington Times]

FOR DISCUSSION: How is your tithing and giving at your church?  Is it up or down per capita?  Do you even track such things?


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  There are 92 Comments:

  • Posted by Tony Myles

    Ryan - amazing thoughts.

    Craig - I get the sense some of the folks on this list have been feeling defensive, and so if you’ll allow me to take a different approach I want to affirm that your feelings are justified.  Meaning, we *should* feel like when we faithfully worship through finances that it is going toward something healthy and not self-serving.  When that appears otherwise or when it looks like we’re building a personal empire instead of investing into the Kingdom, I understand why (from a biblical standpoint, even) we would want to be sure we’re supporting a ministry that has merit to it.

    That said, while your feelings may have justification I would hope that this wouldn’t be a period at the end of that sentence, but rather a comma.  If you’ve had a bad experience, acknowledge it as you have.  If you don’t, then perhaps those in the church who are promoting the wrong things won’t ever learn.

    But then let the sentence continue… find another way to honor God and the Scriptures.  Jesus, for instance, knew how messed up we’d make the church and yet he chose to place His faith in us and do the baton pass.  The church is obviously His “plan-A-and-no-plan-B” attempt to restore the world and people back to life. 

    And if He can have that kind of faith in us with the full knowledge of what our worst days might be, perhaps we can have that kind of faith in the local church, too.

    Because while the pastors that are wrong need to hear your discontent over it, the churches that are in the “right” need people like you and I to get behind them and fan the flame of ministry forward.

    That dollar in your hand?  Yes, it might build someone’s empire. 

    On the other hand, it just might be used to change a life, feed the poor, buy a Bible, invest into kids, rent a baptismal pool, provide housing, free up a leader to invest into people, give gas to the needy, purchase a blanket for the homeless, provide an advertisment that catches the attention of someone looking for hope, replace some guitar strings that will be used to help people worship, pick up the tab for a smoothie that a teenager drinks while listening to a youth worker talks about Jesus, and so on.

    Interesting tension, isn’t it?  Maybe that’s why we call it faith.

    I’m sorry for the hard experience you’ve had.  If I can help you sort out this journey at all, please email me at

  • Posted by

    We have wondered around a bit in the discussion and a couple of you have even offered me counseling.  I think that’s sweet.  Thanks for the offer. Maybe someday we can meet and have coffee.  I didn’t recall who posted the article and started this discussion so I went back to take a look and it was Todd Rhoads who said: “How is your tithing and giving at your church?  Is it up or down per capita?  Do you even track such things?”

    Poor Todd.  I’ll bet he didn’t expect me to raise such a fuss. He is probably looking for a rock to hide under by now. So the question was: “how is your tithing and do you even track such things”.  To which my response was (and is) “Don’t do it”. Its obscene to review and comment on the money that other’s give to God. It may be commonplace in the modern Christian world. Lots of obscenities are commonplace in this world today but they are still wrong. Jesus has given you a much greater commission on this Earth than to spend time meddling with the gifts that other’s give to God.  If you want to speak in Church about finances then speak about the great things you are doing with God’s money.  Speak about all the additional things you would like to do if God chooses to provide but never count or comment upon money given to God.  You wouldn’t reach into another man’s pocket and count the cash in his wallet so don’t ever reach into God’s pocket and count the cash that other’s have given to him.  I have been walking this Earth for almost five decades and I have noticed that most people have a cash addiction, a love of money.  If people have this addiction then their churches have it as well.  Please consider seriously my proposal of a cash holiday to help remind you and your church members of this serious addiction that very well could be keeping your souls far from God.

  • Posted by Peter Hamm

    Craig,

    I really don’t think the Bible teaches that it’s a sin to count money, or to keep track of it. It does seem that it’s a sin to build oneself huge “storehouses” instead of investing in Kingdom work.

    We track money because every cent we take in and then spend, every cent, is spent on kingdom work… including the salaries of those who work at the church ,which are NOT extravagant, nor are they so paltry that I have to take a second job to make ends meet. If I had to work a second job, then I wouldn’t have been around recently on several occasions when people needed to talk to someone about struggle in their life.

    We track how we’re doing because it directly reflects the Kingdom work in our community.

    So we are shrewd with our money… so that when we realize that we need to build an additional space for Children’s ministry… we don’t do it foolishly, we use a lot of volunteer labor, we are very careful about the costs… because the building of that building is Kingdom work that will make a difference for Christ in the lives of children and their families. We try to build neither too small, nor too big.

    When we invest in a better Keyboard that improves the sound of what we are doing, we are investing in KINGDOM work… I don’t overbuy… nor do I underbuy.

    When I invest in a backup system for the treasurer, I am insuring that she won’t have to do work twice because something unforeseen happens (and it has...)

    Do I occasionally spend foolishly? In my personal life, sure. I probably don’t need that Ice Cream cone. In ministry… never. But… I also regularly give extravagantly…

    With all due respect, your suggestion of a “money fast” in our current society is not wise, in fact, such a fast might hamper our ministry efforst for God’s Kingdom horribly. What would I say to the person in sudden need who comes in and requests financial aid to keep the heat on in the winter. (Our benevolence budget is significant… Everyone’s should be.) You might say that the more “resource gifted” in the community should help… and I would answer, that by their giving to the church and by our giving to the community in this way… they are helping directly, since they ARE the church!

  • Posted by Peter Hamm

    btw, Craig, I’m not suggesting reviewing and tracking what individuals give to our church. ONE person, and one person only, our treasurer, holds that information, and only because she needs to keep people informed of their giving for tax purposes.

  • Posted by

    Craig, it is interesting that you did not answer my questions about yourself.  Why is that?  No one here wants to counsel you, just know who were talking with. 

    As for tracking money given?  If money has the potential to be the root of all kinds of evil, and no one can serve 2 masters, and we are supposed to be generous, and as Paul said in 2 Corinthians it is a measurement of our love… then what people give is as much a spiritual issue as it is a personal issue. 

    When a person does not give at all it reflects an immaturity in their friendship with Christ.  If no one can know or no one keeps track, how can that person be shepherded in an area Jesus spoke about, money, a huge number of times?

    Law requires a church keep track as well.  Stewardship mandates people keep track. 

    Tell you what, why don’t you go live 1 year without cash.  No money at all as you suggest.  Trade chickens for labor or however you will accomplish this then send us a note and tell us how that worked for you.

  • Posted by Tony Myles

    Craig -

    Thanks again for sharing, and while I’m not a coffee drinker I’d love to connect… smoothie’s are my favorite, but only when I have a coupon. wink

    Seriously, though, open door on connecting.  I’d love to learn about and *from* your story.

  • Posted by

    Leonard Lee wrote: “Craig, it is interesting that you did not answer my questions about yourself.  Why is that?”

    Leonard, It could be that the question was off topic. It could also be that there wasn’t time this morning to answer all the questions put to me and I had planned to answer later. 

    You then wrote: “No one here wants to counsel you..”

    Leonard? 

    I’m a bit disappointed. That statement sounds like you are trying to appoint yourself spokesman for the group. You are a bit out of line announcing what others in this group are trying to do. I hope you don’t use the same technique in trying to claim yourself spokesman for God.  Please don’t do that.

    You then wrote: “… we are supposed to be generous, and as Paul said in 2 Corinthians it is a measurement of our love… then what people give is as much a spiritual issue as it is a personal issue.”

    No argument there.  None at all.  Christians should give and give much.  My thesis is that, when Christians are generous, the stewards of Gods money should not be so rude as to count it and they should not comment on it when it is received. To do so is obscene.

    “When a person does not give at all it reflects an immaturity in their friendship with Christ. “

    Agreed.... but again, my complaint is not about giving to God (Its good to give and give much) my issue is with pastors counting and commenting on gifts that don’t belong to them.

    “If no one can know or no one keeps track, how can that person be shepherded in an area Jesus spoke about, money, a huge number of times? “

    There is a time for shepherding and then there is a time for Christians to mind their own business.  The modern Christian church isn’t very good at minding its own affairs. Many Christians seem to believe that God gives them a special pass to gossip about the lives of others. Something about a speck in your brother’s eye vs. a plank in your own eye comes to mind. 

    “Law requires a church keep track as well.  Stewardship mandates people keep track.”

    I know a little something about the law and I think you might find that unless you are trying to avoid paying your fair share of taxes you actually don’t have to keep track.

    “Tell you what, why don’t you go live 1 year without cash?”

    Because I’m not I’m not trying to convince innocent trusting faithful Christians that their gift is to God while I’m quietly putting that gift into my own pocket and calling it mine.

    If its God’s money we need to quit stealing it.  If its not God’s money then we need to be honest with people and tell them the truth.

  • Posted by

    If it’s God’s money, do you get a say in where it goes?  Or should you tithe regardless of how you feel?

  • Posted by Peter Hamm

    Leonard can speak for me anytime! wink

    Craig writes [Because I’m not I’m not trying to convince innocent trusting faithful Christians that their gift is to God while I’m quietly putting that gift into my own pocket and calling it mine. If its God’s money we need to quit stealing it.  If its not God’s money then we need to be honest with people and tell them the truth.]

    It is VERY important that the church be more careful stewards of resources than the “world” is. We must have a very high standard of financial responsibility. In that, I agree with you.

    But Craig, every cent of my salary, as a pastor, is money that is invested directly into the Kingdom of heaven, because I work full-time in that endeavor in a direct pastoral role. That includes the portion of the money I’m paid that I spend on utilities, gas, mortgage, food, etc… I do not steal one dime of that money, it is Kingdom money. There may be some who do, but it’s hard for somebody outside a situation like that to say.

    You wrote [the stewards of Gods money should not be so rude as to count it and they should not comment on it when it is received.] Well, ya have to count it to make the deposit, I can only assume you are talking about public recognition of specific individuals’ giving. I’d agree… that is obscene. That’s why our church leadership team has stipulated that no window or chair or anything like that can be designated as a memorial gift. No buying “favors” to get your name on a plaque, in other words. Is that what you’re referring to?

    Mark Base writes [If it’s God’s money, do you get a say in where it goes?  Or should you tithe regardless of how you feel?] An interesting question. If you attend a church with a governing body made up of laypeople (like ours here is), then you should trust that they will make sound decisions with God’s money, especially if you’re a member and helped, in one way or another, to select them. Once you’ve given it, it’s not your money, it’s God’s money, so those who’ve been placed (by God, imho) in a position to make that decision should be trusted.

    The way I see it is this. A “tithe” is money given to the church to keep the church doing the ministry that the world so desparately needs. Beyond that, an “offering” might be money (or goods) given above and beyond… and that might be specifically targeted or designated, but a tithe should not be.

  • Posted by

    If it’s God’s money, do you get a say in where it goes?  Or should you tithe regardless of how you feel?

  • Posted by John Burton

    This is really an issue submission vs. control.  People generally like to be in control whether it has to do with money, directional issues, decision making,etc. 

    This has stunted the growth of the church.  Instead of submitting to leadership, it’s become common for those under submission to turn the tables and make demands of their leaders.

    Of course, the best leaders are those who serve well… but for us to require submission of those whom we have been assigned to support is wrong.

    We tithe not because church leadership has proven themselves, but rather because the Bible tells us to.

    We are called to submit to leadership regardless of if they are good or evil.  John Bevere has a great book on this called Under Cover.  Only if leadership were to attempt to cause us to disobey scripture should we not comply.

    So, should we serve and obey and tithe and support even when the system doesn’t meet our expectations?  Yes.  Should we pray about it, talk with our leaders from a position of humility and be rightfully concerned?  Sure.

  • Posted by Leonard

    Craig, it could be both of what you said but you still did not answer the questions.  I am simply trying to know the history and story of the people I dialog with here at MMI. 

    As for speaking for everyone else, I am not trying to steal anyone’s voice, I am responding to what I have read as interaction to you, don’t see the attempt at counseling.  That is all. 

    Corporation law and non profit law in CA require accounting for every gift that comes into a church.  We even use independent auditing from outside the church to make sure this is well done. 

    Because tone is nearly impossible to tell when reading words on a screen, I will often ask questions about someone.  I have already freely offered the information about myself.  This helps me know how to respond with the most respect or whether to not respond at all.  To me and several of the people here this is not only a community where we exchange ideas but foster relationships.  As I type these words there are a few e-mails in my in-box from people I have never seen but have come to know and appreciate. 

    We disagree, we dialog, we celebrate and we learn.  In my mind that is what MMI is about.  By your own admission you have had a bad experience with a pastor and giving.  As a pastor, I am sorry that happened to you.  It is very frustrating for me as a pastor to hear how other people have been treated poorly by another pastor.  We are not all that way but I am sure we all have messed up a lot.

    Hope your day is excellent.

  • Posted by

    Tony Myles wrote: “Craig - Thanks again for sharing, and while I’m not a coffee drinker I’d love to connect… smoothie’s are my favorite, but only when I have a coupon.  Seriously, though, open door on connecting.  I’d love to learn about and *from* your story.”

    Thanks for the invite, Tony.  I seem to be getting around a lot lately.  I visited Mars Hill Church in Grand Rapids and Willow Creek in South Barrington in the last few months and I just got back from a speaking engagement at a little church near Manchester England. However, It wasn’t a spiritual talk. The vicar invited me over and used his church building for the venue. The Church of England is interestingly different from American churches.  You will have to tell me what town you live in because I might be passing by sometime in the future and, if time permits, I could meet you for a smoothie.  I’ll save up my coupons. If you wish, send your details to my email address: 

    change the xxx to net

    If you are interested I’ll even tell you how I feel about copyrighted Bibles.  I would talk about it here but these guys are already hyperventilating and I fear they may keel over with a heart attack if they hear any more of my issues with the modern church.

  • Posted by

    Leonard wrote: “Corporation law and non profit law in CA require accounting for every gift that comes into a church.”

    If you looked into it I believe you might find that those accounting rules are applied to you because you have asked the government for special favored status in order to avoid paying the taxes the rest of us have to pay. 

    I believe that churches should be good community citizens and pay their taxes like everyone else has to do.

  • Posted by

    Its clear once again that God does truly work in amazing and mysterious ways.

    It seems that just today after our little discussion about the modern church’s lust for cash, a book titled “UN Christian” is now shown on the main page of this web site.  Here is the description: 

    unChristian: What a New Generation Really Thinks about Christianity and Why it Matters
    Christians are supposed to represent Christ to the world. But according to the latest report card, something has gone terribly wrong. Using descriptions like “hypocritical,” “insensitive,” and “judgmental,” young Americans share an impression of Christians that’s nothing short of… unChristian…

    So if you think what I was telling you was out of line or over the top or “an extreme reaction” then you should try reading this book and understand that its not just me trying to wake you up.

  • Posted by jared

    It’s no surprise that the congregation is withholding more and more for our own wants, when our pastoral leaders teach them to do the same by withholding more and more for our church wants.

    If leaders are poor stewards, so be the followers.

  • Posted by

    Hey, Tony Miles, is this you?

    http://www.connectionchurch.org/icast/IdentityPt4_TonyMyles.mp3

    Well done!

    Hey, here is an idea. It would be interesting to have a place where pastors could paste a link to what they think is their most significant sermon.  If someone was to hear only one sermon from a pastor, which one should that be?

    Todd Rhoades, what do you think??  Is there room at MMI for such a thing?

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